Mr. Hellwig, the economist, says such hefty returns are possible only for banks that know they would be rescued if they ran into trouble — in other words, for banks too big to fail.
Anshu Jain, the head of Deutsche Bank’s investment banking unit, is often mentioned. But Mr. Jain, who grew up in India, is not fluent in German and would be hard-pressed to take over the political obligations that come with the job of running Deutsche Bank.
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